Rachel C. Lower, CLU, ChFC

President and CEO

Rachel has more than fifteen years of experience in the life insurance industry. She possesses a sophisticated understanding of life insurance planning to meet the personal and professional needs of our clients. In order to determine the optimal fit for each unique client, she takes the time to review their needs and existing insurance to design and implement a plan. She has an excellent ability to sort through and analyze the various product offerings, features and projections of life insurance. In addition to her great knowledge, clients and their advisors enjoy Rachel's positive attitude and energetic personality, which helps her make a challenging process easy for all involved.

Rachel’s success in her current role was built through her dedication to her clients and various roles she has held over the course of her work experience. From processing changes to managing a service team, she is well-versed in all aspects and obstacles that might occur with insurance and estate plans. Rachel has created and established annual procedures to provide proper compliance of policy structures and to monitor portfolio performance to ensure they continue to meet the objectives of our clients’ business and estate plans. The service expertise allows her to ensure the expected death benefit will be available when needed and to recognize the most critical factors in the selection and implementation stage.

Rachel received her Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations through the American College of Financial Services. She holds a Pennsylvania Life, Accident, and Health license as well as FINRA 6 & 63 securities licenses. She is an active member of the National Association of Professional Women and a member of the Estate Planning Council of the Lehigh Valley. Rachel received a BBA in Actuarial Science from Temple University, where she was a member of the Gamma Iota Sigma academic fraternity, which is dedicated to promoting, encouraging and sustaining student interest in insurance, risk management and actuarial science as professions. Rachel was awarded the 2016 Lehigh Valley Business Forty Under 40 award, which celebrates 40 of the Greater Lehigh Valley’s most accomplished young businessmen and women.  She was recognized for her commitment to business growth, professional excellence and to the community.

Whether it is on the ski slopes or on the beach, Rachel’s greatest enjoyment outside of work is spending time with her husband, Brad, and her two daughters, Cecelia and Amelia.